Issue No. 11 – September 2004

3. New usage of e-Cert:

a. Bank of China (Hong Kong) offers a host of privileges including e-Cert (Organisational) annual fee rebate to the customers of Corporate Banking Services Online, "CBS Online".

Bank of China (Hong Kong) has adopted Hongkong Post e-Cert (Organisational) in its CBS Online. With this secure and efficient online corporate banking service, customers can perform cash management, online trading and the like, with just a few simple clicks.

Corporate customers of Bank of China (Hong Kong) and its subsidiaries, Nanyang Commercial Bank and Chiyu Banking Corporation Ltd, can enjoy a one-stop service to apply Hongkong Post e-Cert (Organisational) via the banks when they apply for the online corporate banking service.

In addition to password authentication and 128-bit Secure Socket Layer data encryption, the service has also adopted e-Cert as a strong security means against fake online identity and unauthorised access to transaction information. e-Cert is a two-factor authentication tool, which requires both e-Cert and the corresponding password when a user logs in or confirms the online transactions. In addition, e-Cert can ensure the confidentiality and integrity of data during transmission.

Input the user ID and password of CBS Online.

Present e-Cert and e-Cert password to proceed.

From now until 31 December 2004, customers who have successfully registered and logged in CBS Online are entitled to the following benefits:

• A 64MB USB flash disk.
• Waiver of monthly fees for both general and additional services.
• A maximum rebate of HK$100 for the first-year annual fee of the Hongkong Post e-Cert (Organisational).
• Handling fee rebate of HK$100 per transaction for L/C issuance.

Please visit http://www.bochk.com for the detailed terms and conditions of the above offers.